There are many good reasons to take a look at your insurance policies periodically.

While most people have car insurance there is also homeowner’s insurance and health insurance. There can be insurance coverage for almost anything you can think of. For a some people, insurance is just  one of those things that they must deal with and so once they get it, they tend to forget about it and just keep paying the premiums. But regardless of how much insurance you…

If you have a home business, do you need separate insurance for it?

Many Americans do some type of business from home. For many people like single parents or housewives looking to make some extra money, a home-based business is an ideal situation. There are certain advantages in running a business out of your home. There’s no commute, and you don’t have to pay for a separate building to start with. So, if you have a home-based business, is there any…

Small businesses should always consider insurance as a key part of any disaster plans.

A business owner realizes the importance of having a disaster preparedness plan. It is important to plan ahead on what steps to take and what resources to have available after a disaster is critical for business survival.   Disasters come in many different forms and some are specific to the type of business you are in. Fires, earthquakes and floods are disasters that can affect any business, but…

Want to keep your homeowner’s insurance costs down? Here are some ideas.

If you are a homeowner, it makes sense to protect your investment, and homeowner’s insurance is designed to do just that. But having homeowner’s insurance doesn’t mean you just have to pay what the insurance company says you must pay. There are things you can do to lower the cost of your homeowner’s insurance. You can increase your deductible. When you increase your deductible, your…

There are certain things your auto insurance covers that you may not be aware of.

The reason people get car insurance is so that they’re covered If they’re involved in a car accident so that’s no surprise. But there are surprising things that may be covered by your auto insurance that you may not be aware of.  Your car may be parked someplace and is damaged, don’t worry, if you have car insurance, you can expect to be covered.    If you are injured…