If you have a home business, do you need separate insurance for it?

Many Americans do some type of business from home. For many people like single parents or housewives looking to make some extra money, a home-based business is an ideal situation. There are certain advantages in running a business out of your home. There’s no commute, and you don’t have to pay for a separate building to start with. So, if you have a home-based business, is there any…